The statistics tell us that it is not the first heart attack that could kill us, it is more likely to be the second event that will. In order to avoid the second event we more often than not need to change our life style and in order to do that is usually means money.

We all insure our cars fully comprehensive. We should now insure ourselves in the same way by ensuring that if diagnosed with an illness our life policy pays out prior to our death.

Serious-illness insurance pays out a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers. It is also sometimes called critical-illness cover. It is often sold as an extra benefit on a life insurance.

According to statistics released by Irish Life and published in The Sligo Champion 11/02/2008 cancer accounted for 54% of specified illness claims and death benefit in Sligo in 2008 while heart attack accounted for 25% of claims. These figures compare with the national average of 50% for cancer-related claims and 22% for heart related claims. The figures show that Irish Life paid out €962,000 in respect of 11 death benefits claims in Sligo in 2008 and a further €821,000 in 13 specified illness claims. Click here to read full Article



Ask yourself how would you and your family cope if you were diagnosed with an illness tomorrow?

Please do not hesitate to call us here in Sligo on 071 9159222 if you wish to discuss your need for serious illness cover.